Title & Closing Services

Title & Closing Services Services

What We Can do For You

General

Acquiring a good title is not as simple as you may think, without taking the proper steps you could open the door to a variety of issues and the loss of your time and money. We believe it’s best to do things the “right way” and assure that your title is clear of any defects or encumbrances that may cause you trouble down the road.

Here at Micheli, Baldwin, Mortimer, McLendon & Whitacre, LLP, we not only have top notch real estate, property, and title attorneys, but attorneys who own and operate their own title and closing company, Premier Title & Closing Services, LLC.

Below are just some of the potential issues you can run into without title services:

Title Defects

Title defects can create catastrophes for purchasers of real estate. A hidden title defect can potentially result in the loss of the purchaser’s total investment in the property. This can be devastating for a first-time homebuyer, as well as for a seasoned real estate investor. Our team can assist you in determining if the property that you are purchasing has possible title defects, or if the property appears to clear of any title defects. Methods that we utilize to investigate property title issues include Title Review and a Title Commitment.

Title Review

In a Title Review, we examine the public records pertaining to the property, and then issue a written legal opinion regarding the property’s title, based on our examination of the public records. A Title Review typically requires 2-5 days to complete. This process is important prior to entering into a contract for the sale of real property, particularly for real estate transactions involving simultaneous closings, assignments, or off-market deals.

Some of the potential title defects that we investigate and identify are:

• Errors in Public Records
• Unknown Liens
• Tax Liens
• Invalid Deeds
• Missing Heirs
• Forgeries
• Undiscovered Encumbrances
• Boundary/Survey Disputes
• Probate Issues
• Misrepresentation by Previous Owners

Title Commitment

The second option when conducting your real estate due diligence is to get a Title Commitment. A title commitment is typically only ordered after a contract has been escrowed through a title company. The Title Commitment is issued by a Licensed Title Agent. The commitment will state what the terms of the title policy would be, title defects the title company has found, and what requirements would need to be completed to issue a title policy. A title policy will insure title from title defects that may have been in place prior to a buyer purchasing the property.

A title commitment is not typically not ordered until you have the property under contract and it can typically take about a week to be provided. Our attorneys are licensed Title Agents and can provide all of your title insurance needs.

Deciding which tool to use will depend on the type of transaction you are utilizing. Regardless of which option you choose, it is imperative that you conduct title work to ensure efficiency in evaluating properties, prevent liability, and maintain your reputation as a real estate professional.

Why Choose Us?

What sets us apart from other title services is that we not only can provide full title and closing services, we have the ability to give expert legal advice and help you make the best choose possible.

We are committed to making sure we protect our clients interests. We can help reduce title risks and ensure you have all the information you need to make the best informed decision about your investment.

Contact us now for your Title and Closing Service Needs

Contact us by phone at 740-454-2545 or email info@mbmmwlaw.com.